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Insurance for you collection (renters insurance?)

Started by tbone3969, 07/22/2015, 10:38 AM

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tbone3969

Hello.  I have seen some posts about insuring video game collections.  I was wondering if anyone knows if this is possible and if so who do they recommend.  I used to have renters insurance but recently got rid of it because my family is cutting down on unnecessary costs.  I originally thought my renters insurance would cover my gaming collection, up to 15k, but recently when I talked to my rep he made it seem like they would only cover newer electronics (PS4, flat screen TV, PC, etc.).

Thoughts?
"There's something out there in those trees and it ain't no man. We're all gonna die."

tbone3969

Quote from: guest on 07/22/2015, 10:44 AMfabricate an SSN for it and claim your collection as a dependent.  take out a life insurance policy on it.  anything happens to it and you can not only throw a funeral for it but you'll cash out on that sweet insurance monies.
lol

Great idea.
"There's something out there in those trees and it ain't no man. We're all gonna die."

tbone3969

Quote from: tbone3969 on 07/22/2015, 10:45 AM
Quote from: guest on 07/22/2015, 10:44 AMfabricate an SSN for it and claim your collection as a dependent.  take out a life insurance policy on it.  anything happens to it and you can not only throw a funeral for it but you'll cash out on that sweet insurance monies.
lol

Great idea.
Soon we will be able to marry our collections as well.
"There's something out there in those trees and it ain't no man. We're all gonna die."

esteban

Quote from: tbone3969 on 07/22/2015, 10:45 AM
Quote from: guest on 07/22/2015, 10:44 AMfabricate an SSN for it and claim your collection as a dependent.  take out a life insurance policy on it.  anything happens to it and you can not only throw a funeral for it but you'll cash out on that sweet insurance monies.
lol

Great idea.
Excellent plan.
IMGIMG IMG  |  IMG  |  IMG IMG

xcrement5x

I brought this up a couple years ago:
https://www.pcengine-fx.com/forums/index.php?topic=14870.0

Long story short, what I came to was: Talk to your agent and make a detailed lists/documentation as to what you have (and approximate value) and send that to you agent for their records in case of something. 

If your agents says "I don't know" and can't help you or blows you off I would find another agent personally.  It only took my guy a bit of time to call up the underwriter and inquire as to what I wanted to get a solid response.  This is mainly because they don't do rider policies for all types of collectibles, mainly just jewelry, art, guns, and some other things.
Demented Clone Warrior Consensus: "My pirated forum clone is superior/more "moral" than yours, neener neener neener..."  ](*,)

seieienbu

Quote from: tbone3969 on 07/22/2015, 10:46 AM
Quote from: tbone3969 on 07/22/2015, 10:45 AM
Quote from: guest on 07/22/2015, 10:44 AMfabricate an SSN for it and claim your collection as a dependent.  take out a life insurance policy on it.  anything happens to it and you can not only throw a funeral for it but you'll cash out on that sweet insurance monies.
lol

Great idea.
Soon we will be able to marry our collections as well.
...thanks obama.
Current want list:  Bomberman 93

NightWolve

T to the bone, brother!

Yeah, there is an insurance program for your videogame collection! Namely, well, me! Give me your collection and I will ensure it stays with me for good! :P

*rimshot*

bob

Ask 500 for a sealed dragon slayer on ebay and you should be all set. Did i mention it was sealed?

tbone3969

Quote from: NightWolve on 07/23/2015, 08:37 AMT to the bone, brother!

Yeah, there is an insurance program for your videogame collection! Namely, well, me! Give me your collection and I will ensure it stays with me for good! :P

*rimshot*
Hey NightWolve.  Whats up?  How ya been?  Hope all is well.

What's a rimshot?
"There's something out there in those trees and it ain't no man. We're all gonna die."

tbone3969

Quote from: guest on 07/22/2015, 10:44 AMfabricate an SSN for it and claim your collection as a dependent.  take out a life insurance policy on it.  anything happens to it and you can not only throw a funeral for it but you'll cash out on that sweet insurance monies.
Hey Nulltard, is your tag image from Tim & Eric Awesome Show Great Job?
"There's something out there in those trees and it ain't no man. We're all gonna die."

Nazi NecroPhile

Ultimate Forum Bully/Thief/Saboteur/Clone Warrior! BURN IN HELL NECROPHUCK!!!

NightWolve

Lol @ Necro.

After a crummy joke is made and a drummer plays that well-known accompanying sound is what it is.

Click here: https://youtu.be/gpaOy8b8X6A

tbone3969

Quote from: agent_orange on 07/23/2015, 08:38 AMAsk 500 for a sealed dragon slayer on ebay and you should be all set. Did i mention it was sealed?
I would take $400 and ship it for free.  You interested?
"There's something out there in those trees and it ain't no man. We're all gonna die."

SephirothTNH

Quote from: tbone3969 on 07/23/2015, 10:40 AMWhat's a rimshot?
It's where the tip of your stick hits the center of the head while your shaft simultaneously hits the rim.

tbone3969

Quote from: SephirothTNH on 07/23/2015, 11:20 AM
Quote from: tbone3969 on 07/23/2015, 10:40 AMWhat's a rimshot?
It's where the tip of your stick hits the center of the head while your shaft simultaneously hits the rim.
lol

I assumed it had to be something sexual.
"There's something out there in those trees and it ain't no man. We're all gonna die."

VenomMacbeth

Quote from: tbone3969 on 07/23/2015, 10:42 AM
Quote from: guest on 07/22/2015, 10:44 AMfabricate an SSN for it and claim your collection as a dependent.  take out a life insurance policy on it.  anything happens to it and you can not only throw a funeral for it but you'll cash out on that sweet insurance monies.
Hey Nulltard, is your tag image from Tim & Eric Awesome Show Great Job?
I'm not Nulltard, but I can judge by your question that you've never taught your son about the universe.  Have you ever even tried putting it in a tube, brah?
Quote from: Gogan on 08/01/2013, 09:54 AMPlay Turbografx.
Play the Turbografx. PLAY
THE TURBOGRAFX!!!!!!

Buh buh buh, I have almost all teh games evar.  I R TEH BESTEST COLLECTR!!